The trouble with splitting the bill
Splitting a bill sounds easy until someone didn't drink, someone arrived late, one person paid the ride and another fronted the tickets. You end up with a list of IOUs scattered across the chat and nobody remembers what was paid or to whom.
A bill splitting app saves each expense with who paid it and who shares it, and keeps every person's balance. No need to rely on memory or screenshots.
How Minkay splits group expenses
In Minkay each expense can be split three ways: equally, by exact amounts (the app warns you if the parts don't add up to the total) or by percentages. And only among the people who took part: if someone skipped dinner, they don't pay for dinner.
With every expense logged, Minkay simplifies the group's debts: instead of everyone paying everyone, it works out the fewest payments needed. You can record full or partial payments, and the person receiving the money validates it so the balance is confirmed.
- Invite by email or with a link (open or with approval).
- Add participants without an account and link them when they sign up with the same email.
- Balances and debts per currency, with no forced conversions.
- Works offline and syncs with the group when you're back online.
For everyday life, not just trips
You can keep a permanent group with your usual friends and log each outing as it happens, or create one for a single plan, like a birthday or a shared gift. If you travel together, the split travel expenses guide explains how to handle several currencies in the same group.
Creating groups and splitting expenses is free with no ads. The Free plan has limits on the number of groups and members; Minkay Pro removes them and is per user: your friends don't need to pay to be in the group.