Living together means sharing bills
When you share a home, expenses show up every day: one person pays rent, another the power bill, someone does the groceries and someone else buys the gas. Without a record, it's easy for someone to feel they're putting in more and for money talks to get awkward.
Keeping household expenses in a shared group solves that: everyone logs what they pay from their own phone and everyone sees the same balance. No spreadsheet and no one person keeping score for everyone.
How to split expenses with your partner
Not every couple splits the same way. Some go fifty-fifty; others prefer each person to contribute in proportion to what they earn. In Minkay each expense can be split equally, by exact amounts or by percentages, so you can use the rule that works for you and change it for a one-off expense.
Besides the shared group, each of you keeps your personal finances in the same app: your own expenses, budgets and savings goals. What's shared stays in the group and what's personal stays personal.
How to split the apartment with roommates
With roommates, the key is keeping fixed and occasional costs clear. Rent and utilities are logged each month as group expenses, and every shared purchase (cleaning supplies, a gas refill, a repair) is recorded with who paid and who shares it.
- Split only among those who took part: if someone missed the house dinner, they don't pay for it.
- Partial and validated payments: the payer marks it and the receiver confirms it.
- Simplified debts so you settle with the fewest transfers.
- With Pro, a shared group fund to pool money and pay from it.