Flexible
Three ways to split
Equal shares, exact amounts or percentages. Each expense is split only among the people who took part.
Trips and groups
The app to split travel expenses without arguing when you get back
Create a group for the trip, everyone logs what they pay and Minkay works out who owes whom, per currency. At the end, debts are settled in the fewest payments.
- Free, no ads
- Works offline
- Multiple currencies
- Friends don't need an account
How splitting works
Split trip expenses in three steps
No spreadsheets and no group chat full of math.
- 1
Set up the group
Create the trip group and add your friends. They can join with an invite link or stay as participants without an account.
- 2
Log every expense
Who paid, how much, in which currency and who shares it: equally, by exact amounts or by percentages.
- 3
Settle in a few payments
Minkay simplifies the group's debts and tells you who pays whom. Record full or partial payments.
What's included
Shared group expenses, done right
Built for trips, roommates and nights out with friends across Latin America.
Multi-currency
Many currencies, no forced conversions
Log in soles, dollars, euros or the trip's local currency. Balances and debts are tracked per currency.
Fewer payments
Simplified debts
Instead of everyone paying everyone, Minkay reduces the group's debts to the fewest payments.
Offline
No signal on the trip? No problem
Log expenses on the mountain or on the plane; everything syncs with the group when you're back online.
Up to date
Partial payments
Got part of it back? Record it and the outstanding balance updates per currency.
PDF
Reports per currency
See how much you owe and are owed per currency, group by group, and export your reports to PDF.
Splitwise alternative
Split bills and manage your own money too
If you're looking for a Splitwise alternative, Minkay splits group expenses and simplifies debts like other bill-splitting apps, and adds what happens after the trip: your personal expenses, category budgets, savings goals and loans between friends in the same app.
Group features are free with no ads. Minkay Pro is optional and removes limits; see Plans for the details.
See plans
FAQ
Questions about splitting travel expenses
- Create a group in Minkay, add your friends and log each expense with who paid and who shares it. The app works out the balances and tells you who owes whom.
- Yes. Each expense can be split equally, by exact amounts or by percentages, and only among the people who took part.
- Minkay tracks each currency separately: balances and debts are calculated and settled per currency, never converted between them.
- No. You can add them as participants without an account; if they later sign up with the same email, they're linked to their history.
- Yes. Creating groups, splitting expenses and settling debts is free with no ads. There's an optional Pro plan with extras.
Your next trip, with clear accounts
Download Minkay for free and set up the group before you leave.